Let's Talk

Legal Notices

Conditions of Use.

These Terms and Conditions govern the access and use of our website and should be read carefully.

Updated Friday, August 28th, 2026

1. Your Relationship With Daycos

1.1. Daycos may offer different levels of access to the Websites and Services, including access by Site Visitors, Free Users where Daycos expressly offers free access, and Subscribers who use Services under a paid subscription or other paid arrangement.

1.2. We call users of the Websites “Site Visitors.” Where Daycos expressly offers a free version of a Service, users of that free version are “Free Users.” Users who access a Service as part of a paid subscription, paid group account, trial, or other paid arrangement are “Subscribers.” Access to specific features and functionality is determined by the applicable product, subscription, trial, group entitlement, or other plan then in effect. A User is not entitled to paid functionality unless the applicable subscription, trial, or other entitlement is active.

1.3. We refer to Site Visitors, Free Users, Subscribers, Group Administrators, and other authorized users collectively as “Users” or “you” for purposes of these Terms of Service (the “Terms”). Regardless of User type, these Terms create a legally binding agreement between you and Daycos and govern your access to and use of the Services and Websites. If you do not agree to these Terms, do not access or use the Services or Websites.

2. Prohibition Against Misuse

2.1. In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related Website, other Websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related Website, other Websites, or the Internet. (l) to license, sublicense, sell, resell, rent, lease, transfer, distribute, provide access, or otherwise commercially exploit, or make the Services or deliverables available to any third-party except as expressly authorized herein; (m) to copy, modify, translate, adapt, merge, or create derivative works of the Services or Deliverables or disassemble, decompile, reverse engineer or otherwise extract the source code of, or reduce to human-perceivable form, any part of them unless the foregoing restrictions are expressly prohibited by applicable law; (n) to use or access the Services or Deliverables for competitive purposes.

2.2. We reserve the right to terminate your use of the Service or any related Website for violating any of the prohibited uses.

2.3. Modification or False Representation of Content

2.3.1. You may not modify any content accessed through the Websites in any manner which could reasonably be interpreted or construed as conveying the false impression that Daycos is the source of such content.

2.4. Right to Limit

2.4.1. Your use of the Websites may be subject to certain limitations on access, calls, or use as set forth within this Agreement or otherwise provided by Daycos. If Daycos reasonably believes that you have attempted to exceed or circumvent these limits, your ability to use the Websites may be permanently or temporarily blocked. Daycos may monitor your use of the Websites to improve the service or to ensure compliance with this Agreement.

3. Intellectual Property Rights

3.1. This site contains trademarks, service marks and trade names owned by Daycos (“Daycos Intellectual Property”) that are protected by applicable trademark and other intellectual property laws. You may view, download, and print material on this site for non-commercial personal use only. However, without the express prior written consent of Daycos and any other rights owner, you may not publicly display, perform, transmit, list, modify, reproduce, distribute, participate in the transfer or sale of, make derivative works from, upload or otherwise use any of the Daycos Intellectual Property contained on this website or the selection, arrangement, or coordination of its content. If you receive such permission, you may not delete, change or in any manner or fashion alter or enhance the existing trademark notices. You should not assume anything on this site is necessarily in the public domain. Additionally, you agree not to post or use any information from this site for any advertising or solicitation for products or services without Daycos’ express prior written consent.

4. Disclaimer of Liability and Warranties

4.1. Daycos does not warrant the accuracy, adequacy or completeness of the information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed, or statutory including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given with respect to any software, information, or other item located on, derived from, or linked to by this Website. Everything is provided “as is,” “as available.” In no event will Daycos be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses of any kind arising in connection with the use of or inability to use this Website or any linked site. Additionally, we are not liable for any item created by you or any third party, including, but not limited to, software products. Use of this Service and any Service derived wholly or in part from this Website is at your own risk.

4.2. You assume the entire cost of all necessary servicing, repair, or correction of your property or operations as a result of using this website. You will obtain, maintain, and support all internet access, equipment, and ancillary services needed to access the Services and Deliverables. You also accept, at your own risk, that the Internet and online communications medium may not perform as intended despite our efforts, those of your Internet service provider, or you.

4.3. Indemnification

4.3.1. You agree to indemnify and hold harmless Daycos, its officers, employees, contractors, agents, and the like from and against any and all liabilities, claims, and expenditures, including attorney’s fees, arising out of your use of the Websites, including but not limited to violation of this Agreement.

4.4. Modifications

4.4.1. Daycos may change, suspend, or discontinue all or any aspect of the Service at any time, including the availability of any database, feature, or content, without prior notice or liability.

4.5. Service Outputs and Customer Responsibility

4.5.1. Calculators, rating tools, estimators, invoice tools, contract configurations, and similar outputs provided through the Services are intended as business support tools. Results may depend on information supplied by you, your organization, or third parties, including contracts, compensation schedules, tariffs, rates, rules, and other source data. You are responsible for reviewing and validating outputs and applicable source materials before relying on them for billing, pricing, contractual, regulatory, or other business decisions. To the maximum extent permitted by law, Daycos does not warrant that any calculation, estimate, rating, invoice, or other output is error-free, complete, or suitable for a particular transaction or purpose.

5. Disclaimer of Endorsement

5.1. Daycos does not endorse any commercial product, process, service, or enterprise, by trade name, trademark, service mark, manufacturer or otherwise. Links to other websites and references to any commercial product or enterprise are provided solely for your convenience, and do not necessarily constitute or imply our endorsement, recommendation, or exclusive approval thereof. Accordingly, Daycos does not endorse or assume responsibility for the content provided on any third-party website to which we are linked.

5.2. Attribution

5.2.1. You may use the Daycos name in order to identify the source of the Websites content, subject to these rules. You shall not use the names of Daycos to imply endorsement, approval, sponsorship, association or authorization of any product, service, or entity (not-for-profit, commercial, or otherwise).

6. Your Account

6.1. If you use this site, you are responsible for maintaining the confidentiality of your account, password and for restricting access to your computer. You also agree to assume responsibility for all activities that occur under any account or password that you maintain for electronic commerce with Daycos, Daycos.com, mydaycos.com, and all other websites operated by Daycos. Daycos does not sell products to minors. If you are under 18, you may use Daycos Websites and Services only with involvement of a parent or guardian. Daycos.com, mydaycos.com and all other websites operated by Daycos reserve the right to refuse service, terminate accounts, remove, or edit content, or cancel purchases in their sole discretion.

6.2. General Representations

You hereby warrant that:

6.2.1. Your use of the Websites will be in strict accordance with the Daycos Privacy Policy, this Agreement, and all applicable laws and regulations; and

6.2.2. Your use of the Websites will not infringe or misappropriate the intellectual property rights of any third party.

6.2.3. You agree that Daycos may provide you notices by email, regular mail, or postings on the Services. You may provide notice to Daycos by emailing support@daycos.com.

6.3. Your Content

6.3.1. As between the parties, you own all right, title, and interest in and to the Content in your account, including all intellectual property and proprietary rights therein. Except as expressly set forth herein, Daycos acquires no right, title, or interest from you hereunder in or to your Content. “Content” means the data, information, images, and other content that is uploaded to, imported into, or created in the subscription Service by the Users, but does not include statistical data.

6.3.2. You hereby grant Daycos a worldwide, non-exclusive, non-transferable, right to access, use and process the Content: (a) as requested by you or a User; (b) as necessary to manage accounts, provide Support and provide and improve the Services, including to identify, investigate, or resolve technical or security problems with the Services and to detect and protect against fraud; and (c) as required by applicable law, regulation, legal process, or enforceable governmental request and to detect and prevent violations of these Terms.

6.4. Billing, Payment and Renewal

6.4.1. Paid Accounts and Named Users. If you select or receive access to a paid Subscription Service (a “paid account”), Daycos will bill the applicable purchaser or account on the frequency and terms shown at checkout, in the applicable order, or in the account. Unless expressly stated otherwise, access is licensed to named individual Users and login credentials may not be shared. An organization or Group Administrator may purchase and centrally pay for access for multiple named Users as described in Section 6.4.9.

6.4.2. Pricing and Price Adjustments. Current pricing for accounts are published on the Daycos Websites or displayed at checkout. Daycos may change pricing for future subscription periods by providing advance notice to the Subscriber or account administrator before the changed price is charged.

6.4.3. Payment Method; Authorization to Charge. All amounts are due in U.S. dollars unless otherwise stated. By providing or selecting a credit card, debit card, or other payment method, you represent that you are authorized to use that payment method and authorize Daycos and its payment processor to store or retain the payment method as permitted by applicable law and to charge it for amounts you authorize or owe under these Terms, including recurring subscription fees, renewals, prorated group charges, applicable taxes, and separately authorized one-time fees. The amount, timing, and frequency of recurring charges will be disclosed at checkout, in the applicable order, or in your account. Invoice payments, if offered, are due as stated on the invoice.

6.4.4. Automatic Renewal and Cancellation. Unless the checkout, order, or product terms expressly state otherwise, a paid subscription automatically renews at the end of each subscription term and you authorize Daycos and its payment processor to charge the payment method on file for each renewal at the price then applicable to the renewal. The account owner or administrator may cancel automatic renewal or make permitted subscription changes through available account settings or by contacting Daycos before the applicable renewal date. Unless otherwise stated or required by law, cancellation stops future renewal and does not terminate access before the end of a period that has already been paid.

6.4.5. Failed Payments; Suspension; Billing Questions. If a scheduled or authorized payment is unsuccessful, Daycos may immediately suspend access to the affected paid product or Service until payment is successfully completed. Suspension of paid product access does not, by itself, delete the User account or historical Content, although access to paid functionality or Content may be restricted while the entitlement is suspended. Group payment failures may suspend access for all Users whose entitlement is paid through the affected Group account. You should notify Daycos promptly if you believe a charge is incorrect. Nothing in these Terms limits any non-waivable rights you may have under applicable law regarding billing disputes.

6.4.6. You are responsible for any taxes, duties, and customs fees associated with the sale of the Services (other than Daycos’ income tax) (collectively “Taxes”), and you will pay Daycos for the Services without any reduction for Taxes. If Daycos is obligated to collect or pay Taxes, the Taxes will be invoiced to you, unless you provide Daycos with a valid tax exemption certificate. If you are required by law to withhold any Taxes from your payments to Daycos, you must provide Daycos with an official tax receipt or other appropriate documentation to support such withholding and reimburse Daycos for such withholding tax.

6.4.7. Refunds and Paid-Through Access. Except as expressly stated in these Terms, at checkout, in an applicable order, or when required by law, fees are non-cancellable once incurred and payments are non-refundable. If a subscription is canceled, access ordinarily continues through the end of the period already paid and the subscription will not renew. One-time setup or modification fees become due as described in the applicable authorization and are non-refundable once charged, except where required by law.

6.4.8. Trials. If Daycos offers a free or promotional trial, the trial length, eligibility requirements, included products or features, and any requirement to provide a payment method will be disclosed at signup. A trial may be limited to one per User, organization, payment method, or other eligibility criteria stated at signup. When a trial ends, access may terminate unless the User purchases or otherwise receives an active entitlement. If a trial is configured to convert automatically to a paid subscription, Daycos will disclose that fact, the amount and frequency of the resulting charges, and how to cancel before the first charge.

6.4.9. Group Accounts and Administrators. An organization may designate one or more Group Administrators to add or remove named Users and manage centrally paid product access. A Group Administrator represents and warrants that the administrator is authorized to act for the organization and to incur charges on its behalf. The Group payment method may be charged for all Users and products assigned to the Group. Users added during a billing cycle may be charged on a prorated basis for the remainder of the Group’s existing monthly or annual billing period so that all Users renew on the Group’s common renewal date. When a Group Administrator removes a User, the User may retain the applicable Group-paid access through the end of the period already paid, after which the User will not renew through the Group. Removal from a Group does not, by itself, delete the User’s individual account or historical Content.

6.4.10. Electronic Authorization and Records. Where Daycos presents a checkbox, button, or other electronic mechanism to accept these Terms, purchase a subscription, start a trial, authorize a one-time fee, or make another transaction, your affirmative action constitutes your electronic signature and agreement to the terms presented with that action. Daycos may retain records of the applicable User or account, date and time, version of terms, product, price, billing frequency, promotion, and authorization information as evidence of the transaction and consent.

7. Venue, Jurisdiction and Choice of Law

7.1. These Terms and any dispute arising out of or relating to these Terms, the Websites, or the Services will be governed by the laws of the State of Nebraska, without regard to conflict-of-law principles, except to the extent applicable law requires otherwise. Subject to any non-waivable rights or venue requirements under applicable law, the parties consent to the exclusive jurisdiction and venue of the state and federal courts located in Nebraska for any action arising out of or relating to these Terms, the Websites, or the Services.

7.2. Daycos’ failure to exercise or enforce any right or provision of this Agreement shall not constitute waiver of such right or provision.

7.3. Severability. If any provision of these Terms is held invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permitted by law and the remaining provisions will remain in full force and effect.

7.4. Entire Agreement; Product-Specific Terms. These Terms, the Daycos Privacy Policy, and any product-specific terms, order terms, checkout disclosures, or other terms expressly incorporated by reference constitute the agreement between you and Daycos regarding the applicable online Services. If product-specific checkout or order terms conflict with these general Terms, the product-specific terms control with respect to that transaction to the extent of the conflict.

8. Daycos Security, Privacy and Your Personal Information

8.1. Daycos’ Privacy Policy explains how Daycos treats personal information and protects privacy when you use the Websites and Subscription Services. If you use our Websites or are an individual User of a Subscription Service or part of a team or Group account, you agree to the collection, use, disclosure, and processing of information as described in the Daycos Privacy Policy and applicable law.

8.2. Daycos may use information provided in connection with the creation or administration of entity and User accounts to set up, maintain, support, secure, bill, and improve the applicable accounts and Services, to process authorized transactions, to detect and prevent fraud or violations of these Terms, and as required by applicable law, regulation, legal process, or enforceable governmental request. Daycos will maintain appropriate administrative, physical, technical, and organizational measures to protect the security, confidentiality, and integrity of Content in accordance with its information security program. Any revisions to that program will not materially diminish Daycos’ then-current data security obligations.

8.3. Payment Processors. Daycos may use third-party payment processors, including Stripe, to collect, store, tokenize, and process payment information and transactions. Payment information provided directly to a payment processor is also subject to that processor’s applicable terms and privacy practices. Daycos may receive transaction, payment-status, tokenized payment-method, and related information necessary to administer subscriptions, authorized fees, refunds, disputes, and account access. Daycos does not require Users to send full payment card numbers to Daycos by email or other unsecured means.

Questions about these terms?

Reach our team at info@daycos.com or 800.366.1440.